Have you read the FAQs about joining the Order on the main OBOD web site? (http://www.druidry.org/modules.php?op=modload&name=PagEd&file=index&topic_id=7&page_id=49
We do not want financial hardship to prevent people following the course, so if you really find that even with the easier payment methods, you still cannot afford the fees, please write to us explaining your circumstances. Concessions are also often available for camps, retreats and workshops in the event of financial difficulties.
You need to e-mail the Office at email@example.com
and discuss your situation with them, because we here on the message board have nothing at all to do with the cost or any discounts that may be allowed.
As Jingle and Creirwy have said, the members' forums are for discussion of the course work and if you are not doing the course, the topics discussed would be meaningless to you. The Bardic course is not directly concerned with poetry or writing, although many find that the course stimulates their creativity in those directions. I would describe it more as an experiential journey of self-discovery and self-evolution. To pull another quote from the main web site,
You...follow a path laid down, initially probably thousands of years ago, and which has been encoded in an old story about a young boy who becomes the finest Bard in the land - Taliesin.
Have you looked at the sticky in Discuss Druidry called "Questions about OBOD's course"? If not, I recommend that you do, because a lot of members have contributed their thoughts there and it might make a bit clearer what the course is really all about.
And if you haven't checked out the Creative Bardic Pursuits section of the board, you really should, because that's where most members express their creativity. And, to again agree with Jingle and Creirwy, the Poetry and Writing forum is the perfect place for sharing your poetry and reading the works of others. While someone occasionally posts a poem in the Bards forum, I fear you'd be disappointed if you went there expecting it to be something like you see in Poetry and Writing.
Good luck to you,